Eleventh Annual Symposium of the Journal of Law, Economics, and Policy: A Symposium on Consumer Credit and the American Economy

Event Date: Friday, November 14, 2014

Location: George Mason University School of Law, 3301 Fairfax Drive, Arlington, Virginia 22201

Fourth Annual Henry G. Manne Law & Economics Conference 

Program Description: The one-day symposium featured a comprehensive analysis of the history and economics of consumer credit and its regulation in America, with commentary from leading economists, law professors, and policy-makers. Panels focused on policy and contemporary debates as well as economic and legal perspectives. Research papers presented at the conference will be published in a special edition of the George Mason University School of Law Journal of Law, Economics, and Policy. In addition, participants were given a complimentary copy of the forthcoming book Consumer Credit and the American Economy, by Tom Durkin, Gregory Elliehausen, Michael Staten, and Todd Zywicki published by Oxford University Press.

JLEP received approval of Virginia MCLE for this program. 




Keynote Address: “An Overview of Consumer Credit and the American Economy”

Todd J. Zywicki, George Mason University Foundation Professor of Law, George Mason University School of Law



Panel 1: Economic Perspecitves

Anthony M. Yezer, Professor of Economics, The George Washington University

Thomas W. Miller, Jr., Professor of Finance and Jack R. Lee Chair of Financial Institutions and Consumer Credit, Mississippi State University College of Business

Michael D. Calhoun, President, Center for Responsible Lending

Jim Hill, Chief Executive Officer and President, First Heritage Credit, LLC

Moderator: Janis K. Pappalardo, Assistant Director, Division of Consumer Protection, Bureau of Economics, Federal Trade Commission



Panel 2: Legal Perspectives

Jim Hawkins, Associate Professor of Law, University of Houston Law Center 

Richard Hynes, Nicholas E. Chimicles Research Professor of Business Law and Regulation and Director, John M. Olin Program in Law and Economics, University of Virginia School of Law

Hilary B. Miller, Chairman of the Board, Consumer Credit Research Foundation

Heidi Mandanis Schooner, Professor of Law, Columbus School of Law, The Catholic University of America

Moderator: J.W. Verret, Chief Economist and Senior Counsel, US House Committee on Financial Services



Luncheon Address: “Consumer Credit and the American Economy as a Research Program: The Economics and Regulation of Consumer Installment Lending”

Thomas A. Durkin, Senior Economist (retired), Federal Reserve Board



Panel 3: Policy and Contemporary Debates

J. Howard Beales III, Professor of Strategic Management and Public Policy, The George Washington University School of Business

G. Marcus Cole, Wm. Benjamin Scott and Luna M. Scott Professor of Law, Stanford Law School

Jeffrey A. Tassey, Principal, Tassey & Associates

Moderator: The Honorable Maureen K. Ohlhausen, Commissioner, Federal Trade Commission


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Henry G. Manne Program

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