AGEP Fourth Annual Public Policy Institute, "Financial Services Regulation"

Event Date: Wednesday, April 30 to Friday, May 2, 2014

Location: George Mason University School of Law 3301 Fairfax Drive, Arlington, VA 22201

Program Description: This two and a half day program will address the many aspects of financial services regulation and litigation, with a particular focus on issues of interest to states. The conference will begin each day with foundational lectures on the economics of financial regulation, followed by specific panels on mortgage servicing rules post settlement, payday lending, debt collection, non-bank lending, and financial products affecting service members. Each panel will leave time for questions from participants.




Why Learning Economics is a Virtue

Peter J. Boettke, Professor of Economics and Philosophy, George Mason University



The Economics and Regulation of the Fringe Lending Market: Payday Lending, Bank Overdraft Protection, Auto Title Loans, and Prepaid Cards

Todd J. Zywicki, George Mason Foundation Professor of Law, George Mason University School of Law



Panel Discussion: Mortgage Servicing Rules Post Settlement

Jean M. Healey, Senior Counsel for Enforcement Strategy, Northeast Region, Consumer Financial Protection Bureau

Ira J. Rheingold, Executive Director and General Counsel, National Association of Consumer Advocates

Jeremiah S. Buckley, Partner, Buckley Sandler LLP

Christopher J. Mayer, Paul Milstein Professor of Real Estate, Finance, and Economics Columbia University School of Business

Moderator:  The Honorable Greg Zoeller, Attorney General of Indiana



Panel Discussion: Payday Lending

Laura E. Udis, Payday & Small Dollar Lending Program Manager, Markets Division Consumer Financial Protection Bureau

Neil P. Bhutta, Economist, Board of Governors of the Federal Reserve System

Paige Marta Skiba, Associate Professor of Law, Vanderbilt Law School

Lauren K. Saunders, Managing Attorney, National Consumer Law Center

The Honorable Mark L. Shurtleff, Founder and Principal of the Shurtleff Group LLC and Former Attorney General of Utah

Moderator:  The Honorable Joseph A. Foster, Attorney General of New Hampshire



Panel Discussion: Debt Collection

Thomas B. Pahl, Managing Counsel, Office of Regulations, Consumer Financial Protection Bureau

Barbara A. Sinsley, Founding Partner, The Law Offices of Barbara A. Sinsley PA

Christopher T. Koegel, Assistant Director, Division of Financial Practices, Federal Trade Commission

Bill R. Bartmann, Founder and CEO, CFS2 Inc.

Moderator:  The Honorable Samuel S. Olens, Attorney General of Georgia



Keynote Address: Bank Regulation: Lessons Not Learned, or Forgotten

William M. Isaac, Senior Managing Director and Global Head of Financial Institutions, FTI Consulting; former Chairman, Federal Deposit Insurance Company



Behavioral Economics and its Implications for Credit Card Regulatory Policies

J. Howard Beales III, Professor, George Washington University School of Business



Panel Discussion: Non-Bank Lending (Alternative Financial Products)

Bill M. Himpler, Executive Vice President, American Financial Services Association

Michael D. Calhoun, President, Center for Responsible Lending

Sarah Fagin Cutrona, Chief Legal Officer, Elevate

Moderator: Edward D. Gehres, Partner, Van, Ness, Feldman LLP



Panel Discussion: Financial Products Affecting Service Members

Kathleen B. Moakler, Government Relations Director, National Military Family Association

Melissa J. Halsey, Consumer Response Specialist, Office of Servicemember Affairs, Consumer Financial Protection Bureau

Grant T. Swinger, Bureau Chief, Military and Veterans’ Rights Bureau, Office of the Attorney General of Illinois

VADM Cutler Dawson US Navy (Ret.), President and CEO, Navy Federal Credit Union

Moderator: Clarine Nardi Riddle, Counsel, Kasowitz, Benson, Torres & Friedman LLP and Former Attorney General of Connecticut


For More Information, Contact: Mason Attorneys General Education Program